I know I'm not the most popular person, but. Every cent helps.
And thank everyone for just. Bothering to read this far. ^^; I know we're all busy and broke, this is just. A life altering thing for me.
considering the time crunch, I'm probably going to need to take out a personal loan.... but the more i can save up, the less of my soul I need to mortgage, or at least the earlier i can pay it off...
I'm basically covered on the surgery itself now. it's just that I have no place to stay and lodgings in the Bay area are. really expensive. as is everything in the Bay area.
it's just going to be me and one other person staying in California, but they make me stay down there for about 10 days and. it's expensive.
I'm sorry I don't have the spoons or time to delve into these, but here's a suggestion: The Bay Area has a huge LGBTQ+ community, so perhaps there might be a trans organization there that can assist somehow?
A very cursory googling has showed me
this. Definitely worth a try.
thank you so much, and please preserve your spoons. ;; I'll look into seeing if there's anyone who can help.
you're welcome! I am rooting for you even though I can't be around much! <3
taking a look, there's a woman's shelter I can look at if it comes down to it, but I'm not sure that's a great place to stay when you've just had surgery and still have what's essentially an open wound..........
eve is coming with me, to take care of me (we plan on sharing a room/bed, awkward as that'll be after everything thats happened.) so I just need someplace that can house us for ten days, really.
I'd assume not. Shelters can run the gamut from fine to shady/unhygienic.
I've been in some I'd totally stay in post-op. Been in some I hardly wanted to enter.
wanna know something ironic? I've got a relatively rich uncle who lives down there who I was hoping could help out... but he's on his honey moon. IN THAILAND.
I normally wouldn't recommend this, but if the trans community can't assist what about care credit? It's like a credit card but usually they give you 6 months to pay it off at no interest. If you can't pay within the 6 months the loans to get predatory though, so if you expect to take a bit another loan would be better.
We used them for our dogs' emergency expenses, paid everything off within the time, and it was great. But if you hit the 6 month mark you owe ALL the interest from the entire time, so it's important to know you can pay.
I have a plan to go to the credit union but I can't until NEXT saturday, so it's sort of. crunch time.
oof. well. let me see what I can do.
oh yeah a credit union would have a great rate. Probably the best solution. I don't have access to one so I tend to forget about that option ;;;
I have a friend cosigning with me to give me a better rate. because my credit.... stinks. so hopefully it goes through and Ill just prioritize paying it off at all costs.
But I would really recommend calling some trans-focused community orgs. Maybe someone can help with a creative solution, either with cash or a place to stay that's not a shelter.
yeah. that might be a good idea.
the way I figure, it can't hurt to see what they can offer, and if they're not in a position to help then it's no loss except a bit of time. And you might gain a lot, who knows!
I wish you lots of luck as I run off again.
I posted to the trans group I'm actually in for a start.
and I'll see what I can do.
I called a couple places. mostly got hotel recommendations which. didn't really work out. Bay area is just expensive.
but I'm waiting for a call back from one place so we'll see.
if absolutely nothing else be sure to save the receipts since you could write it off on your taxes as a medical cost if you qualify, including the flight and hotel. Food probably not but I'm not sure.
hotel I've been explicitly told isn't covered. but I'm keeping receipts for all the supplies I need for keeping my health after the surgery. and I'm hoping I'll get a little money back - things like therapy appointments and the colonoscopy I need cut into the total out of pocket maximuk meaning I should owe less. but. we will see.
huh, that's weird, I claimed accommodations a few times on my taxes when it was related to medical care. Welp I didn't get audited so joke's on them.
lenainverse: ohhhhh taxes. sorry I was thinking insurance.
I'm not sure how the new gross tax bill impacts this, but if you spend enough out of pocket on medical care it is/was actually a nice deduction. You have to wait for tax time though, so it's more a last-ditch effort to get some back.
Well, here's hoping i can take out a loan for the hotel, otherwise i'm left with dollar tree or something....
credit union loan will give you a better rate I'm certain, but if all else fails there's credit cards.
I hate to recommend credit card debt but for medical care, you do what you gotta.
My credit card debt is already dumb, that's why i have bad credit. Sighs
My best bet is a loan with a co-signer. Credit union or Shudders Dollar tree.
Dollar Tree gives loans? o.o
That's their shtick - short-term loans with extremely high interest
which I seriously would not recommend
AH, must be a different business with the same name; the Dollar Tree I know is just a chain of dollar stores.
Their thing is that everything in the store is a dollar or less.
I think Kay might be thinking of dollar loan center?
I always get them confused.
it's a last resort. but I need this and I'm exactly the sort of person they can prey on right now.
apparently it takes like 7 days to get the money even when you're approved so wow we're cutting it close.
I'd settle for borrowing a thousand, if it comes down to it, but getting the money on time at all is going to be. fun.
I'm just so scared and so mad that the only thing standing between me and a life changing surgery.... is a fucking place to stay.
(A safe, clean place to stay)
Okay. DS is covering my hotel, at this point.... and my surgery is paid for! SO the funds raised in the gofundme are going to go toward food, and paying back my friend who's loaning me the money for the hotel...............
I moved the goal post way down in consideration of that, though anything extra is appreciated - I'm still freaking out about bills, and i'm not sure i'm going to get paid on the second, but......
I'm going to get my surgery. <33333333
Whatever else happens. Thanks to the generosity of strangers, and friends. I'm going to get my surgery
tossed $13 to you yesterday
NekoIncardine: thank you so much! if I can write anything for you or. anything. let me know. (things are finally coming together. I'm.broke until my job decides to pay me again but. I'm getting my surgery thanks to everyone. ;; )
Hooray for the comings together, and dont worry about writing anything for me.