If I stop paying for premium SL, does everything on my land come back to my inventory or can it just sit and chill there and can I just sit and chill there?

no, you'll lose your land, i think

hi fine, how are you

depends if you are on mainland or a private island of course

I'm doing alright just considering cutting expenses and SL may have to be one of them.

I'm on mainland in a little parcel in Gun. I can't really imagine going without my platform there.