你要做蝦密O.O?!

哪方面的??

就我要是撞車, 車子是我爹的insurance, 他的premium increase, 我的會跟著increase嗎?

your premium will not increase as long as the vehicle is still registered under your dad's name.

unless transferred/gifted/or sold to an different claimant title, the premium increase will followed the original owner of the vehicle

那我想知道的是

為什麼我第一次狀的時候,我的premium變成150%?!?!?!

however, unless the premium increase is all paid off, once the vehicle is transferred/gifted/or sold, the full premium increase fall on to

the accident claimant

oh..... what if it's written off?

was the vehicle owner you at the time of the accident? and the primary owner of the insurance you?

no, it's owned by my dad and insured under my dad's name

if answer is yes, then it will depends on how bad the accident is and how much liability of other side falls on you

huh then you got screwed there

the accident might be deemed so bad that they bypass the whole ownership claim and go directly to the incident members which is you

i was 50% tho...

sometimes the law fines the incident member if owner can't be found or it was deemed 100% your fault

hmmmmmmmmmmmm then I dont know then

cus I was in exactly your shoes about 6 years ago

like when i purchased the corolla, my dad's insurance on that car was 1800, where it would've been 4000 on mine

it's been couple years already

it usually takes about 5 years to fully cleared a claim. I just cleared my last year >.<

but these recent year

i was in 2 more accident, both under my dad's name

sigh~~~~

ouch! best way is to ask your broker and see what he can do for you. cus ICBC is. crown-owned company. there might be provincial law involve

我都不知道我現在premium是多少, 有沒有再降...

but as far as how my broker explain to me before is as long as it isn't 100% your fault, the increase should follow the onwer's name

但是我爹ㄉpremium都有長耶

hmmm you night have to book an appointment with your broker and find out as the increase rate on the paper is still your dad's

哀

if you read off the paper, then that rate is your dad's. not yours

man...typed all that on iphone...thumb sore LOL...

so was that 150% written the PAPER or that is what ICBC tells you of YOUR rate

but it doesn't matter to be honest. You still need to pay off that premium until it is back to 0%.

if you stop the insurance of that car, it automatically jumps onto you anyway

如果是被撞 能去請律師告對方 我朋友就這樣, 雖然保費增加 但是他的律師幫他要了所有修理賠償加上另外$6000 心靈創傷之類的 但是他根本沒事 還請我們去casino玩-_-

yeah...like jeff says...basically whose lawyer can bullshit more wins if it comes down to that

well... 被撞得話 妳保費不應該increase才對阿~

我媽今天要跟我去看醫生~ 然後在去報ICBC，然後在準備去告他!! = =

囧 我車修起來要七千多快~~ icbc報的= =

我隨便修都一萬耶

well... 另一台車應該直接報廢LOL!~

sigh =.=~~

這台的殘餘一定會降很多