FUCK OVERDRAFT FEES. i fucking hate banks. they said that my debit card would be rejected if i had insufficient funds..but did it? NO.
and they fucking changed the order that my transactions were in so that my most expensive transactions were processed first and my least
expensive ones were processed last. therefor, throwing me into a negative balance with NO NOTICE.
GRR 
if i overdrafted my account, that probably means i don't have much money. HOW THE HELL AM I SUPPOSED TO GET THE MONEY FOR YOUR FEE