Only real difference is the money will no longer go toward my deductible, but I never hit it anyway and if I ever do it's cuz I have bigger problems than this

I can afford it but add yet another reason to set our insurance industry on fire. And this is such a minor one compared to the thousands and thousands of medical bankruptcies or people who don't even get the treatment that would bankrupt them

But it's still like dang you weren't doing shit to benefit me were you

$8/visit worth of benefit I guess