have you find house yet

found the BEST one yet 1 week and a half ago..... 1395 a month which is WAY to high, guy said lady would go as low as 1300...we said ok....

and haven't heard a word since...... i'm beginning to think it

hopeless

you should just buy a house

it's the "saving 20 grand thing" that makes that seem impossible tho

are the homes in your area that expensive? You need only 3.5% to get FHA loan plus you can get first time tax credit applied as your dp